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RM75.00 RM100.00
Islamic Hire-Purchase (Ijarah Thumma Al-Bai’ - AITAB): The Handbook
Price RM75.00 RM100.00
Product SKU 9789839999495
Size (L x W x H) 0 cm x 0 cm x 2 cm
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Islamic Hire-Purchase (Ijarah Thumma Al-Bai’ - AITAB): The Handbook

Razli Ramli & Hasleenda Onn, 2007 (Hardcover)

ISBN978-983-9999-49-5, 150 pages, RM100.00

Publisher: Islamic Banking & Finance Institute Malaysia (IBFIM)


“IBFIM Handbook – AITAB” is published with the intentions of establishing it as a reference as well as a reading material for those who are looking forward to understand the Islamic version of hire perchase in Malaysia.


Ijarah Thumma Al-Bai’ (AITAB) also known as Hire Purchase-i (HP-i) is a system of buying goods on credit involving three parties namely a dealer, a hirer and an owner. The ownership of the goods bought under HP-i is not passed to the hirer at the time of the HP-i agreement is signed or upon delivery of the goods. The ownership will remain with the owner until the hirer has fully paid the rental as stated in the agreement. Unlike the conventional hire purchase, the transfer of ownership in HP-i is only completed once the sales agreement is executed.


Entitled  “IBFIM Handbook – AITAB”, the publication is the first by Business Advisory Department of Islamic Banking and Finance Institute Malaysia (IBFIM). IBFIM is an industry owned institute with an objective  produce well-trained and high caliber individuals and management teams with required expertise in the Islamic finance industry. Hence, the publication of the handbook will certainly contribute towards the achievementof its noble objective.


It is hoped that this handbook will beo f a useful and handy guide to everyone. In addition, it is also desired that it would command to greater partaking of intellectuals, practitioners and academicians who are knowledge and well informed on AITAB. 

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